In these tough economic times, if one doesn’t tighten their belt carefully, it seems few can survive. For this reason, many recent social media posts have shared tips on saving money by tightening financial expenditures.
Among them, there’s a clip of a young man earning 8 million VND but somehow managing to save up to 4 million each month by allocating his money into different envelopes as soon as he receives his salary.
The young man earning 8 million VND still manages to save 4 million thanks to his clear division of expenses.
Accordingly, the boyfriend named P.X, after receiving his salary, immediately saves 4 million VND, and the remaining 4 million is divided into the following categories:
Room rent: 500k
Gasoline: 300k
Medicine when sick: 200k
Drinks with friends: 200k
Visiting home: 200k
Phone bill: 170k
Going out with girlfriend: 200k
The remaining amount goes entirely to food: 2230k
Although he is not a famous figure or a voice in the online community, the clip of this young man immediately attracted 194k likes and over 3.4k comments on TikTok. Those who commented were divided into many opinions: some strongly supported X.’s saving method, while others felt that the boyfriend was being a bit too strict with money, and of course, others simply stated “every tree has its flower – every house has its scenery.”
Among these debates, the amount allocated for going out with his girlfriend, which is 200k a month, garnered the most attention. Many could not help but ask why the young man spends so little, questioning whether they only meet once a month and if that’s just for drinks without any meals. With 200k nowadays, it’s indeed quite challenging to treat a girlfriend to a proper meal.
X. only spends 200k going out with his girlfriend?
“He’s young but already knows how to save like this, I really support him. I hope he soon overcomes difficulties and can spend freely on himself.”
“I really value those who know how to save, but spending like this seems to jeopardize your health. How can you work with just over 2 million for food each month?”
“I think everything is okay, but spending only 200k on going out with your girlfriend seems too little. Young people should spend more when they meet and take each other out to eat.”
“You might not be stingy, but your girlfriend probably needs more than that 200k. She deserves some gifts, or at least to be taken out for some fun.”
After all the questions and comments from netizens, the young man posted another video with clear graphics to explain his previous clip:
“My rent is very cheap, including electricity and room costs 500k. The 200k for visiting home is used to buy milk for my parents and 50k for gasoline. I don’t get sick every month, so any leftover medicine can go into food costs. I also have extra gasoline. My phone bill for three SIM cards isn’t fully used. For entertainment and food, if I run low, I can cover it from the food budget. I cook, and the food I take from home is very cheap, so I can also allocate more for clothes, funerals, and weddings.”
P.X explains his spending habits in this video.
When X. made this video, many people who initially opposed him changed their minds and agreed that he indeed knows how to spend wisely. Although his monthly salary isn’t high, X. can still save up to half, something that even many girls might not be able to do. Additionally, some opinions advised X. not to save too much at the expense of himself and his girlfriend, as youth needs unique experiences beyond just work, cooking, and chores to make life more interesting.
X. is indeed a man who knows how to manage his spending, right?